For no credit, low credit, or bad credit we offer three options:

  1. EasyPay option below. Just click on the “Easy Financing” link below to apply.  Easy Pay offers 90 days at no interest and only require regular income, checking account, and cell phone to apply. Usually approves lower amounts ($500 - 2500)

  2. Credova option below.  Just click on the “Credova” link below to apply.  Credova offers 12 – 24 month financing with no credit necessary and bad credit is OK. Up to $5000.

  3. Octane lending option below. For medium to good credit you can get longer terms (24 mo. – 72 mo.) and low monthly payments through Octane Lending.

Kymco offers 36 month terms as low as 1.9% and zero down OAC. Apply at the store.

NOTE: We do not offer out-of-state financing.